As the leading lender in Marblehead, we've gained an unprecedented knowledge of the market. Our goal is to provide you with continuous service and the financing that is right for your needs.

We have a full-service department and can offer you a first mortgage, construction loan or a home equity loan (for qualified borrowers). We make our own financing decisions, so we can often give you an answer in as little as one day subject to appraisal.

Fixed Rate Mortgages

We offer a variety of terms and rates of the traditional fixed rate mortgage for both conforming and jumbo loans (over $484,350). The advantages of this type of loan are that the rate remains constant for the life of the loan, and the payments are fixed. However, your payments may be initially higher than at the adjustable rate. Rates are based on owner-occupied one to four family properties.

This loan is most appropriate for those who appreciate the security of long-term planning and simply want to lock in a great rate and forget about it.

Our rates are highly competitive. Please contact Carl Edwards, EVP, for more information and our current rates at 781-631-6000 ext. 263 or email

National Grand Bank NMLS #405306 
Carl Edwards NMLS #39982
Kathy Green NMLS #521013
Michael O'Neil NMLS #2170750