Business Financing with National Grand Bank …
Our complete line of business services includes business checking and many types of financing, including commercial loans, lines of credit and Small Business Administration (SBA) guaranteed loans. If you need basic business accounts, need to purchase new equipment, want seasonal working capital, are making an acquisition, or are financing commercial real estate, National Grand Bank can help.
Ready access to capital is a vital component for any growing business and nothing fuels growth, provides a safety net in hard times or creates opportunity like the correct financing. As your business partner, we help you analyze your opportunities, and choose the right type of financing to meet your needs whether it’s a traditional term loan or business credit line.
We confidently recommend credit lines that will give each business the access to capital it needs when it needs it. We often create loans for businesses to finance seasonal or short term needs.
Our business financing products and services match those offered by large institutions. However, at National Grand Bank, our decisions are made and managed locally, by people who know you and your business. As a local bank, we have the opportunity to get to know our customers, both professionally and personally, on a level unmatched by larger institutions. Our loan officers are dedicated to the long-term success of our customers and, in turn, become trusted advisors to local businesses. Each loan officer will personally manage each loan so every customer can rely on consistent personal service.
Your loan officer will analyze your business and discuss your plans before recommending a loan amount that gives you the flexibility you need to give your business the resources for success.
Applying for the loan is simple. Just make an appointment with a loan officer, and come in to complete the application discussions and forms. Accessing the loan is simple, either by phone or email.
Changing terms is also an easy process by simply meeting with your banker and discussing your needs. It’s simple because the banker who originated the loan also manages the loan and already knows you, your business and your situation.
National Grand Bank has helped many companies access the capital needed for success.
Whether a business is small or large, real estate development to retail, globally importing frozen fish or making chocolates right here in Marblehead, National Grand Bank can help. Let us help your business.
Small Business Administration (SBA) Loans with National Grand Bank …
Most of our local business customers are in the small business category. Therefore, we are experts at helping family businesses and growing companies negotiate the small business loan process.
Qualifying for an SBA loan isn’t solely up to our discretion because the Small Business Administration retains approval rights. However, National Grand will own the loan and service the loan with a portion guaranteed by the SBA. So the same great service that all our customers have come to expect will also be yours.
We invite you in to discuss your business and to let us help you develop a plan that meets your needs but does not overburden your business.