Business

Accounts

Business Account from National Grand Bank …

Our complete line of business services includes business checking and many types of financing, including commercial loans, lines of credit and Small Business Administration (SBA) guaranteed loans. If you need basic business accounts, need to purchase new equipment, want seasonal working capital, are making an acquisition, or are financing commercial real estate, National Grand Bank can help.

We currently offer the following accounts for businesses:
  • Business Checking
  • Business Savings and Money Market
  • Business ATM, Debit and Credit Card
As your community bank, National Grand Bank has the flexibility to offer a full range of accounts and solutions to meet the business banking needs of our customers. Our team will work with you to determine the best financial program, to increase funds available, to help make vital decisions, and to increase overall productivity for yourself, your employees and your business.

Please stop in and learn how National Grand Bank can support your business.

Business Checking

National Grand Bank’s Business Checking account features a fee schedule which is based on monthly activity. These charges are offset by earnings from collected balances. 

This type of account is manageable over the Internet (24/7 online). Businesses can access up to the minute account balances and see the current status of checks written to get the information needed to make informed strategic decisions. Additionally, this account supports wire transfers and Automated Clearing House (ACH) transactions.

Business Savings and Money Market

Short-term investments are an important part of maximizing the return on your liquid assets. A variety of personal options can serve any business situation.

We offer our Business Savings account featuring competitive interest rates on balances as low as $10.00. The account begins to generate interest income immediately upon deposit.

For money that you would like to work a bit harder, but which still needs to be readily available, we offer Business Money Market accounts that receive the current money market rate on all balances.

Other income producing options include CDs with varying maturities to increase the return you earn on your idle cash assets.

Contact us for personal customer service and to discuss your business banking needs.

Business ATM, Debit or Credit Card

A business ATM or Debit card is available with Business Checking accounts providing convenient access to deposits, withdrawals and debit transactions for your business. 

All ATM transactions at National Grand Bank ATM machines or any ATM in the "SUM" or "MoneyPass" Network will be free. Also, there are no charges for balance inquires or Point-of-Sale transactions. Look for the "SUM" or "MoneyPass" Logo to avoid surcharges. 

Business Mastercard/American Express credit cards are also available to help your business facilitate vendor and other purchases. Click here for Credit Card Information.