Checking Accounts Savings Accounts Investment Accounts Personal Loans 24 Hour Banking Convenience Services Deposit Rates Loan Rates Re-order Checks These interest rates are for informational purposes only.  Due to rapid market fluctuations, the actual interest rate you receive could be different. Installment Loans Loans Rate (APR*) Auto deduct from NGB Acct. Term (max) New Car (current & prior model year 20% down) 6.50% (6.48%*) 6.50% (6.49%*) 6.50% (6.49%*) 6.00% (6.00%*) 6.00% (5.99%*) 6.00% (5.99%*) 36 months 48 months 60 months Used Car (25% down) 7.00% (6.98%*) 7.50% (7.48%*) 8.00% (7.99%*) 6.50% (6.48%*) 7.00% (6.99%*) 7.50% (7.48%*) 36 months 48 months 60 months Used Car (5+ years 25% down) 10.5% (10.49%*) 10.0% (9.99%*) 36 months Home Improvement ($7,500 Max) 10.0% (9.99%*) -- 60 months Unsecured Personal Loans 12.5% (12.49%*) 13.5% (13.48%*) -- 36 months 48 - 60 months *Annual Percentage Rate (APR) Payment example: Loan of $1,000.00 for 36 months at 6.0% would require 36 monthly payments of $30.42. Finance charge of $95.12 would result in a total of payments of $1,095.12. Calculate Your Payment Marine Financing Down Payment 20% New Boats 30% Used Boats Loan Amount New Boat Used Boat Term up to $10,000 7.5% (7.48%*) 8.5% (8.49%*) up to 60 months $10,000 - $24,999 7.5% (7.50%*) 8.5% (8.50%*) up to 10 years $25,000 and above 7.5% (7.50%*) 8.5% (8.50%*) up to 15 years Loans up to $10,000 are written as installment loans (see installment example above). All loans in excess of $10,000 are written on a three or five year Balloon Note basis. Simple Interest. No points. No prepayment penalties. Balloon Payment Example: A $10,000.00 three year balloon loan at 7.50% amortized for ten years would require 35 monthly payments of $118.70, with a final payment of $7,857.69. Finance charge of $2,012.19 would result in a total of payments of $12,012.19. *Annual Percentage Rate (APR) Member FDIC Equal Housing Lender