With NO minimum balance required, this checking account option can be opened with as little as $10. Its often the best choice for those opening their first checking account, or those who like to keep low balances in their checking account without incurring extra fees.
Opening the account is easy. All you will need is a current drivers license, current passport or social security number.
In addition, a Master Money or ATM card is available with the account which makes withdrawals and debit transactions very convenient. You may also choose to add overdraft protection to the account for added convenience and to prevent incurring overdraft fee charges.
The low monthly fee of just $1.00 covers eight checks paid or ATM withdrawals. Additional checks or debits are $0.50 per item.
All ATM transactions at National Grand Bank ATM machines or any ATM in the "SUM" Network will be free. Also, there are no charges for balance inquires or Point-of-Sale transactions. Look for the "SUM" Logo to avoid surcharges.
All maintenance and service charge fees will be waived with a monthly recurring direct deposit.