(Last rate change: May 8, 2008)
These interest rates are for informational purposes only and are accurate as of the above date. Due to rapid market fluctuations the actual interest rate you receive could be different.
Savings/ NOW Account Interest Rates
Account
Interest Rates
Annual Percentage Yield (APY)**
Savings Account @
0.399%
0.400%
NOW Account +
0.099%
0.100%
@ Minimum daily balance of $10 to obtain the disclosed APY.
+ You must maintain a minimum daily balance of $1.00 to obtain the disclosed APY. The Interest Rate and Annual Percentage Yield (APY) may change. Fees may reduce the earnings on NOW accounts.
Money Market Interest Rates
Account
Interest Rates
Annual Percentage Yield (APY)**
$1 to $999
0.099%
0.100%
$1,000 to $24,999
0.796%
0.800%
$25,000 to $49,999
1.242%
1.250%
$50,000 to $99,999
1.488%
1.500%
$100,000 to $249,999
2.224%
2.250%
$250,000 & above
2.955%
3.000%
The Interest Rate and Annual Percentage Yield (APY) may change. Fees may reduce the earnings on Money Market accounts.
Certificates of Deposit
Term
Interest Rates
Annual
Percentage Yield (APY)**
Jumbo
Interest Rates#
Jumbo APY**
3 months
2.000%
2.000%
2.250%
2.250%
6 months
2.079%
2.100%
2.324%
2.350%
7 months
2.569%
2.600%
2.813%
2.850%
1 year
2.177%
2.200%
2.324%
2.450%
18 months
2.376%
2.400%
2.618%
2.650%
2 years
2.373%
2.400%
2.618%
2.650%
30 months
2.373%
2.400%
2.618%
2.650%
3 years
2.373%
2.400%
2.618%
2.650%
4 years
2.569%
2.600%
2.813%
2.850%
5 years
2.959%
3.000%
3.202%
3.250%
# Interest rates for customers with CD/IRA Totals of $100,000 or greater
Individual Retirement Accounts
Term
Interest Rates
Annual
Percentage Yield (APY)**
Jumbo
Interest Rates#
Jumbo APY**
Money Market
See Money Market Rates Above
1 year
2.583%
2.600%
2.829%
2.850%
18 months
2.484%
2.500%
2.731%
2.750%
2 years
2.484%
2.500%
2.731%
2.750%
30 months
2.484%
2.500%
2.731%
2.750%
3 years
2.484%
2.500%
2.731%
2.750%
4 years
2.583%
2.600%
2.829%
2.850%
5 years
2.977%
3.000%
3.223%
3.250%
# Interest rates for customers with CD/IRA Totals of $100,000 or greater
** The Annual PercentageYield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings.
Equal Housing Lender